Cryptocurrencies are highly volatile and can fluctuate wildly in value. P7’s structure includes stringent due diligence and compliance checks. Cryptocurrencies, while legitimate investments, have been tarnished by numerous scams and fraudulent schemes, often due to less transparent environments.

– Returns: P7’s returns are fixed and can be enhanced by long-term commitment bonuses. Cryptocurrency investments are speculative and can potentially offer high returns, but they come with a significant risk of loss.
– Tangibility: P7 investments are backed by real assets, which can be liquidated or transferred to investors in critical scenarios. Cryptocurrency’s value is digital and can be rendered worthless if the market collapses or if a particular currency fails.

High-level hedge funds typically cater to accredited investors — individuals with a high net worth or significant annual income. This restricts access to those who meet strict financial criteria. Hedge funds usually require a substantial initial investment, often millions of dollars, which further limits their accessibility. In addition to entry barriers, hedge funds charge management fees (around 2% of assets under management) and performance fees (often 20% of the profits), which can significantly diminish the actual returns for investors.

P7’s asset-backed investments are crafted to broaden access to wealth-building opportunities, offering a lower minimum investment entry point suitable for a diverse investor base. P7 plans deliver fixed and predictable returns, free from management and performance fees, guaranteeing that the returns presented are precisely the returns investors will receive

The asset-backed approach of P7 also instills a level of confidence in the security of the investments, with the added benefit of higher potential yields supported by the performance of a diversified portfolio. Additionally, P7 rewards long-term investor commitment with bonuses that compound over time, enhancing the total investment return without the fee erosion commonly associated with hedge funds.

Historically, after adjusting for management fees and performance bonuses, the actual annual returns of hedge funds have often been disappointingly low. This stands in sharp relief to Warren Buffett’s famous bet which highlighted that over a ten-year period, hedge funds underperformed compared to a simple S&P index fund, with some reports indicating actual realized returns for investors in hedge funds averaging below 3% per annum.

P7’s investment structure, free from burdensome fees, aims to ensure that the returns promised are the returns delivered, positioning it as a more efficient alternative to the traditional hedge fund model.

P7’s asset-backed structure differs from insured bonds in several ways.

Insured bonds are debt securities guaranteed by a third party, typically an insurance company, to mitigate the risk of default.

In contrast, P7’s investments are secured by tangible assets such as real estate, yachts, and business ventures.

This means that in the unlikely event of a financial downturn, your investment is backed by real-world assets that have intrinsic value, providing an additional layer of security.

Additionally, insured bonds typically offer fixed returns, often not surpassing 5% annually.

On the other hand, P7’s asset-backed investments provide a more dynamic earning potential, with plans offering returns ranging from 8.1% to 23.3%.

This marked difference in yield is a result of the performance of P7’s diversified portfolio, coupled with exclusive bonuses for long-term commitment and reinvestment, positioning P7 as a more lucrative option for investors seeking higher returns without compromising on security.

Investing in P7’s asset-backed plans offers several advantages over traditional registered fixed income instruments.

Registered fixed income instruments are debt securities with returns based on a fixed interest rate over a predetermined period. They carry a risk of default; if the issuer – be it a corporation or a government – encounters financial difficulties, the recovery for investors depends on the issuer’s ability to pay. In the event of bankruptcy, investors might not recover their investment. P7’s asset-backed investments, on the other hand, are secured by tangible assets.

These assets act as collateral, meaning that in the event of a default, the assets can be liquidated to repay investors. This security structure aims to provide an additional layer of protection against the loss of capital.

Asset-backed structure offers a more secure position compared to fixed income instruments.

P7’s approach is designed to mitigate the risk to investors’ capital, contrasting with the inherent risks found in traditional fixed income products that lack collateral.

A plan ceiling is the total cap on funds that can be allocated to a specific investment plan within P7. This is not an individual investment limit, but rather the aggregate maximum that can be invested by all participants in the plan.

Once the ceiling is reached, P7 will temporarily stop accepting new investments into that plan until existing commitments are fulfilled and paid out.

This limit is established to ensure diversification of investments and to manage risk effectively. It also helps in maintaining the quality and performance of the investment by not over-leveraging any single plan.

Each plan has its own ceiling, which is determined by P7’s strategic asset allocation model and risk management framework.

1. Commitment Bonus (Zenith and Oracle Plans): This bonus is for investors who commit to at least two terms in advance. It’s an additional return percentage, incentivizing a longer-term investment commitment. This bonus applies to both the Zenith and Oracle plans.

2. Longevity Bonus (Oracle Plan): Exclusive to the Oracle plan, this bonus rewards investors who maintain their investment over an extended period. It’s our appreciation for your long-term engagement and trust in P7.

3. Reinvestment Bonus (Zenith and Oracle Plans): When you choose to reinvest your returns in the Zenith or Oracle plan, you qualify for this bonus. It’s added to the reinvested amount, enhancing your overall investment growth.

4. Cumulative Loyalty Bonus (Oracle Plan): A unique feature of the Oracle plan, this bonus is automatically added at the end of the second term and increases incrementally for each subsequent term. It signifies our gratitude for your continuous investment with us.

P7 accommodates investments made through various legal structures, including trusts and corporate entities.

Investors must provide the necessary documentation during the vetting process to ensure compliance with anti-money laundering regulations and P7’s internal policies.

While P7 is working towards establishing a banking division that will offer loans, currently, loan services are not available through the P7 platform.

We will keep our investors updated on the progress and availability of new services as we expand.