LIFE CHALLENGES AND WELLBEING
At PineSeven, we’re helping our customers improve their financial health.
Our mission is to make financial services fair and accessible for all, so we’re sharing a few resources you might find helpful.
BEREAVEMENT
FINANCIAL ABUSE
Financial abuse, a subset of domestic abuse, centers on controlling an individual’s ability to acquire, use, and manage their own money. This form of abuse aims to instill or intensify financial instability within relationships. Characterized by a pattern of threatening and demeaning behaviors, it curtails a victim’s financial independence. Financial abuse manifests in various ways, including control, exploitation, and manipulation, and can occur in diverse relationships, such as those with intimate partners, family members, friends, or caregivers. Indicators that could help identify financial abuse include:
- Being stopped from working and/or getting education
- Being asked to account for every single thing you spent
- Being stopped from accessing your financial account
- Being controlled on how you spend your income
- Debt or credit was taken in your name without your knowledge and permission
GETTING HELP
If you or your children are in immediate danger, call the police.
Get help from financial and domestic abuse charities, organisations, and support groups:
A 24-hour UK national domestic abuse helpline for women and children suffering from financial and domestic abuse. Call 0808 200 0247 https://www.refuge.org.uk/
Support and information for women experiencing domestic abuse. Live chat, email, forum https://www.womensaid.org.uk/
The helpline for male victims of domestic abuse (telephone, web chat, and email support). Call 0808 801 0327 https://mensadviceline.org.uk/
Emotional and practical support for LGBTQIA+ people experiencing domestic, emotional, or financial abuse. Call 0800 999 5428 https://galop.org.uk/
Advice and information for people experiencing financial difficulties or abuse. Call 0800 138 7777 https://www.moneyadviceservice.org.uk/blog/
GAMBLING
Gambling exists in many forms, from lottery participation and roulette to gaming machines, online casinos, or sports betting. It can become problematic when you find yourself unable to stop, leading to negative impacts on various life aspects, including your career, finances, and personal relationships. Indications that gambling may be spiraling out of control include:
- Spending more than you want on gambling
- Struggling to find the money for basics
- Taking out loans to cover gambling debts
Find out how safe your gambling is through this quick test by GamCare.
GETTING HELP
Get help from gambling charities, organisations, and support groups.
Leading national provider of free information, advice, and support for anyone affected by gambling. Call 0808 802 0133 www.gamcare.org.uk/
Residential courses for men and women who have problems with gambling. Call 01384 241292 https://gordonmoody.org.uk/
Local support groups that use the 12-step approach to recovery from addiction and offer free meetings for gamblers. Call 0330 094 0322 https://www.gamblersanonymous.org.uk/
MENTAL HEALTH
Experiencing financial strain, job uncertainty, or debt can lead to significant mental and emotional strain. It’s common to feel anxious, stressed, or low under these circumstances. Research by the Money and Mental Health Institute indicates that around 67% of individuals grappling with financial difficulties exhibit at least one indicator of mental health challenges, potentially impacting their work performance. Signs that your mental well-being may be under pressure can include:
- Lack of sleep due to money worries
- Anxiety to check bank statements or account balance
- Lack of confidence to contact a bank or financial service provider
- Fear to open bills or check important letters
- Feeling hopeless and unable to manage money
- Overspending and feeling guilty after spending
Take a mood self-assessment quiz designed by National Health Service (NHS) to help you understand your mental wellbeing.
GETTING HELP
Get help from money and debt advice charities, organisations, and support groups.
Emotional support to anyone in emotional distress, struggling to cope, or at risk of suicide. Call 166 123 https://www.samaritans.org/
Free, confidential, 24/7 text messaging support for anyone who’s struggling to cope. Text 85258 https://giveusashout.org/
Advice and support to empower anyone experiencing a mental health problem. Call 0300 123 3393 https://www.mind.org.uk/
Emotional support, information, and guidance for people affected by mental illness. Call 0798 496 7708 http://www.sane.org.uk/
MONEY STRESS
Sometimes circumstances change, and you might start to worry about your money. At this moment, it can be tough to acknowledge and admit you have a problem, but we’re here to help you.
DEBT HEALTH TEST
Take the 60-second debt test to check your financial health and get tips on how to improve your money management.
INVESTMENT PLANNER
PineSeven’s investment planner is a sophisticated tool designed to empower investors with detailed financial projections. Tailored to dynamically accommodate the date of calculation, it provides an immediate visual representation of potential growth, starting from the current year.
- Plan-Specific Calculation
- Visual Analytics
- Interactive Customization
GETTING HELP
Get help from money and debt advice charities, organisations, and support groups.
Free debt advice based on a comprehensive assessment of your financial situation. Call 0800 138 1111 https://www.stepchange.org/
Residential courses for men and women who have problems with gambling. Call 01384 241292 https://gordonmoody.org.uk/
Network of charities offering confidential advice online, over the phone, and in person, for free. Call 0800 144 8848 https://www.citizensadvice.org.uk/
Free and independent debt and budget advice over the phone and online. Call 0808 138 7777 https://www.nationaldebtline.org/
Advice and information for people experiencing financial difficulties or abuse. Call 0800 138 7777 https://www.moneyadviceservice.org.uk/blog/
FRAUD AND SCAMS
In an ever-evolving digital world, scammers continually find new ways to target your accounts and finances. A prevalent method they employ is the use of misleading ads or communications, masquerading as legitimate customer support from trusted financial platforms.
At PineSeven, your security is our top priority. Remember, we will never send messages urging you to click on suspicious links. Nor will we ever request sensitive personal details, such as your card information or app passcode, via text or email. Stay vigilant and protect yourself from these deceptive tactics.
Scams and fraud can compromise your financial security. Equip yourself with knowledge to recognize and avoid these dangers. Our guide offers crucial insights to keep your finances secure and your mind at ease.
Choose the right solution
Select from tailored investment options that align with your financial goals. Each plan with P7 offers a unique blend of security and growth potential.
PULSE
One-year plan with investment range from €1.5K to €5K. Ideal for short-term growth.
8,1%
/ yr.
- 8,1% Flat Rate Interest
- €50 Sign-up Bonus
- €90 Referral Bonus
- One-Time Reinvest
- Rapid Capital Turnover
- 125K Plan Ceiling
ZENITH
Three-year commitment with options from €10K to €70K. Balancing longevity and returns.
12,5-16,2%
/ yr.
- 37.5% Base / 3 Yrs
- €150 Referral Bonus
- 0,9% Reinvestment Bonus
- 1% Commitment Bonus
- Three Reinvests Max
- 2,3M Plan Ceiling
ORACLE
Top Rated
Five-year horizon, investing €100K to €800K. For profound, long-term financial expansion.
17,1-23,3%
/ yr.
- 85.5% Base / 5 Yrs
- 1% Commitment Bonus
- 0,5% Longevity Bonus
- 0,9% Reinvestment Bonus
- 2% Cumulative Loyalty Bonus
- 10M Plan Ceiling
Need a Custom Plan? Ask About Bespoke.
An investment pathway tailored to meet your unique financial goals and preferences. This exclusive offering is designed for individuals or entities planning to invest ≥ €1.5M, providing a bespoke approach to asset growth and diversification.
- Tailored Investment Structure
- Asset Selection
- Liquidity Preferences
- Priority Support
- Enhanced Control
